Detached

20 VICTORIA Street

St. Thomas, N5R 2E5

$495,000
Bedrooms
4
Bathrooms
2
Interior
1,100-1,500 ft²
Lot
29 × 66 ft
Type
Detached
On the market
66 days

About this home

Come home to 20 Victoria St in St. Thomas, a beautifully updated two-storey yellow brick home nestled in the sought-after Courthouse neighbourhood. The second floor offers four spacious bedrooms, a full 4-piece bathroom, and access to a versatile loft space-perfect for a playroom, home office, or potential additional bedroom (just needs stairs).The main level features a welcoming foyer, bright and spacious principal rooms, an updated kitchen, dining area, and a walk-in pantry that could also be converted into a convenient laundry space, with direct access to a private back deck.The finished lower level includes a recreation room, laundry closet, 3-piece bathroom, and additional storage. The home is equipped with in-floor heating throughout and a ductless system on the second floor for both heating and cooling, updated AC unit. Added sound insulation between levels enhances comfort and privacy.Offering generous space for families or couples alike, this home also includes street parking with two neighbourhood passes (winter permits available separately), meaning no driveway maintenance.The Courthouse neighbourhood is one of St. Thomas' most charming and sought-after pockets, known for its mature tree-lined streets, historic homes, and strong sense of community. Centered around the iconic Elgin County Courthouse, the area offers a unique blend of character, walkability, and everyday convenience. With close proximity to parks, schools, and local amenities, it's a neighbourhood that combines timeless appeal with a truly livable lifestyle.

Features

  • Separate Heating Controls
  • Water Meter
  • Upgraded Insulation
  • Water Heater
  • Sump Pump
  • Deck
  • Porch
  • Privacy

Property details

MLS® number
X13753826
Property type
Detached
Style
2-Storey
Bedrooms
4
Bathrooms
2
Kitchens
1
Interior size
1,100-1,500 ft²
Approximate age
51-99 years
Lot
29 × 66 ft
Basement
Full, Finished
Heating
Radiant, Ground Source
Sewer
Sewer
Parking
0 spaces
Fireplace
Roughed In, Living Room
Exterior
Wood, Brick
Roof
Asphalt Shingle
Foundation
Block
Property taxes
$2,936 (2026)
Possession
30-59 days
Cross street
Stanley st& Victoria
Community
St. Thomas
Municipality
St. Thomas

Rooms

  • Primary Bedroom

    12' 11" × 11' 2"

    Second

  • Dining Room

    9' 4" × 11' 11"

    Main

  • Recreation

    19' × 19' 11"

    Basement

  • Utility Room

    2' 9" × 5' 5"

    Basement

  • Other

    11' 6" × 13' 9"

    Basement

  • Living Room

    14' 10" × 22' 11"

    Main

  • Kitchen

    10' 4" × 11' 11"

    Main

  • Bedroom

    7' × 9' 1"

    Second

  • Loft

    7' × 34' 5"

    Third

  • Bedroom

    10' 6" × 10' 2"

    Second

  • Bedroom

    10' 5" × 13' 1"

    Second

Room sizes come from the listing brokerage, converted from metres where needed. They are deemed reliable but not guaranteed.

Location

St. Thomas, near Stanley st& Victoria

20 VICTORIA Street, St. Thomas

Approximate location, placed by postal code. Map data © OpenStreetMap contributors, tiles by OpenFreeMap.

Mortgage estimate

$2,192a month

$99,000 down, 4.5%, 25 years

Down payment

%
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An estimate, not a quote. Under 20% down, the default insurance premium is added to the loan.

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